#AskAPro with Jessica Staples and RSQ Dogs in St. George Utah

Getting out in the community and meeting the business owners, volunteers, and workers that drive the St. George Utah local economy is important to me. The #AskAPro series is where we get out and introduce you to the businesses and people who live in our community. RSQ dogs is a non-profit organization that helps animals find …

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This Is How You Can Get Rid Of Mortgage Insurance….Or Avoid It Entirely

Hey everyone, Alex Hernandez here. Your Utah mortgage officer where I help you find and qualify to buy your next home. I’m going to talk about how you can get rid of your mortgage insurance…or ways to never get mortgage insurance to begin with. Lets jump into it!Mortgage insurance protects the lender in the event …

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Buying a home in St. George Utah with Little to No Money Down

You may have been taught that you need 20% for a down payment to buy a home… Although that is not the truth, here is how we have helped hundreds of clients at Academy Mortgage buy a home in Utah with little to no money out of pocket using a down payment assistance program. Utah Housing Corporation …

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Don’t Miss This One Thing When Shopping For A Mortgage Loan

Shopping for a mortgage loan can be overwhelming.. Over time Mortgage Lenders have come up with ways to appease to the wants and needs of people like you. You will often hear this from Mortgage Lenders and Banks “We have the BEST rates in town!” “We will beat anyone’s interest rate by an entire point!” …

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Buying a home can be stressful… (this is what you can do about it)

Buying a home can be a pretty stressful situation.. Facilitating a mortgage loan requires a ton of due diligence by the lender and requires a ton of patience from the client. I wanted to share some insight from a mortgage professional to some of the reasons buying a home can be stressful so when you are ready …

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Your credit scores silent killer

Credit scores can be finicky… The three credit bureaus (Equifax, Transunion, and Experian) all rely on algorithms to assess your credit “worthiness” Yes, I said worthiness.. If a friend asked to borrow $100 from you, wouldn’t you want to know their past history when it comes to paying back their debts? Your credit score reflects the likelihood of you …

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